PRISTINE HEALTH ALLIANCE
LIFE — A CONVERSATION CHECKLIST

QUESTIONS TO BRING

1. Who am I planning for?
Think about the people who rely on your income, care, or support. Include the everyday responsibilities you would want someone else to be able to manage.

2. What would I want to provide for?
Bring your priorities: household expenses, debts, education, caregiving, or other commitments. Ask how to discuss an amount and duration that reflect them.

3. How do the choices differ?
Ask for a plain-language comparison of duration, premiums, guarantees, and policy conditions. Ask which features are guaranteed and which are illustrated.

4. What happens if things change?
Ask about missed payments, adjustments, and the conditions for keeping coverage in force. Discuss when to revisit beneficiaries and coverage needs.

WHAT TO PREPARE

- The people and responsibilities you want to provide for.
- A private outline of financial commitments and existing resources.
- Any current life insurance policy documents, including employer coverage.
- Questions about a premium you could maintain over time.

A WAY TO BEGIN

“I’d like to talk about who depends on me, what I want to provide for, and how different types of life insurance work.”

Keep your notes private; this website does not collect health or financial information.

Pristine Health Alliance is preparing to launch. This checklist is for general discussion, not a quote, application, or personal coverage recommendation. Offerings and availability will be confirmed before opening.